End of Service Calculator for Saudi Arabia
Work out your Saudi end of service benefit in seconds. This calculator applies Articles 84 and 85 of the Saudi Labor Law, including the resignation tiers that decide whether you receive a third, two thirds or the full award.
Saudi End of Service Calculator
Saudi Labor Law, Articles 84 and 85
The basics
What is the end of service benefit in Saudi Arabia?
The end of service benefit, often shortened to EOSB or called the end of service award or gratuity, is a lump sum your employer must pay when your work relationship ends. It is a statutory right set out in Articles 84 and 85 of the Saudi Labor Law, not a bonus and not something an employer can choose to skip. It rewards the years you gave to the job.
Almost every private sector worker under the Saudi Labor Law builds up this benefit, whether you are a Saudi national or an expatriate. It accrues from your first day and is settled when your contract ends, through termination, the end of a fixed term, retirement or resignation. The final amount depends on three things: your last wage, how long you worked, and how the job came to an end.
Many workers only discover their award was miscalculated after they have signed for it, when the money is far harder to recover. Checking the figure first, with the exact article of the law behind it, is the simplest way to protect what you are owed.
This EOSB calculator applies the same two articles to every private sector case, and it works as an end of service calculator KSA workers can open on any phone or computer, with no login.
- Half a month of wage per year for your first five years
- One full month of wage per year after five years
- Based on your last wage, including regular allowances
- No maximum limit, unlike some other Gulf states
The formula
How your Saudi award is calculated
Your award grows in two stages. The rate steps up once you pass five years of service.
Your first five years
You earn half of one month of wage for every completed year in this band.
0.5 month of wage per yearEvery year after five
From year six onward the rate doubles to a full month of wage for each year.
1 month of wage per yearPart years count in proportion, and the wage used is your last actual wage, meaning basic salary plus regular allowances such as housing and transport.
How to compute end of service in Saudi Arabia by hand
Multiply your last monthly wage by one half for each of your first five years, then by one for each year after that, and add the two amounts. The result is the full award, before any resignation reduction.
Take a worker on a wage of 10,000 SAR whose employer ends the contract after 8 years. The first five years give 10,000 × 0.5 × 5 = 25,000 SAR. The next three years give 10,000 × 1 × 3 = 30,000 SAR. The full award is 55,000 SAR. If the same worker had resigned after 8 years, Article 85 pays two thirds, which is about 36,667 SAR.
The bigger picture
What your full final settlement includes
Your end of service gratuity is usually the largest part of your final pay, but it is not the only part. When you leave a job in Saudi Arabia, your employer settles a package of dues, and it helps to know each one so nothing is left out of your last payment.
- End of service gratuity: the award under Articles 84 and 85, which this calculator works out.
- Unused annual leave: payment for leave days you earned but did not take, known as leave encashment.
- Unpaid wages: any salary and approved expenses still owed up to your last working day.
- Notice or pay in lieu: where the notice period was not served in full, the wage for that period may be due.
- Other entitlements: contractual items such as a return air ticket, agreed bonuses or commissions.
To check the whole package, use this page as a simple settlement calculator in three parts. Work out your end of service benefit here, work out unused leave pay with the leave salary calculator, then add unpaid wages and any notice pay. Doing this salary settlement calculation before you sign shows you quickly if a line is missing.
This tool focuses on the gratuity, the part fixed by law and the hardest to check by hand. Your employer calculates the rest, so keep your contract and leave record to confirm the full amount you should receive.
Reason for leaving
How the reason for leaving changes your award
Saudi law sorts every way a job can end into one of three outcomes. The calculator applies the right one for you.
You keep everything
Employer termination, contract expiry, mutual agreement, retirement, disability, death, force majeure, and a woman resigning within six months of marriage or three months of childbirth.
A share of the award
Resignation by the employee, scaled by your years of service under Article 85: one third, then two thirds, then the full amount.
The award is lost
A lawful dismissal for cause under Article 80, where the employer proves the cause, and any ending during the probation period.
If you resign
How much of your award you keep when you resign
Under Article 85, resignation pays a rising share of the award as your service grows.
Know your rights
Your end of service is a legal right, not a favour
Under the Saudi Labor Law, your employer must pay your end of service award and final dues when the contract ends. It is not discretionary, and a settlement that ignores the rules in Articles 84 and 85 falls short of the law. Knowing the correct figure puts you in a stronger position before you sign anything.
If an award is withheld or looks wrong, you have clear routes to follow. The Ministry of Human Resources and Social Development and the Qiwa platform handle labour matters, and disputes that are not resolved move first to an amicable settlement stage and then to the labour courts. Keep your employment contract, your payslips, your leave record and any resignation or termination letter, since these documents decide the outcome.
This is why every figure on this page is tied to a specific article and shown as a full breakdown. You can check the result against the law, compare it with the settlement you are offered, and raise the difference with confidence if the two do not match.
Simple to use
Calculate your end of service in four steps
The end of service benefits calculator above needs only a wage, two dates and a reason.
Enter your wage
Add your last monthly wage, including the regular allowances that form part of your pay.
Add your dates
Enter your first and last working day. The tool counts your service to the exact day.
Pick the reason
Choose how the job ended. This decides whether you receive all, part or none of the award.
Read the breakdown
See your total plus a line by line breakdown and the law that produced it.
Qiwa end of service calculator vs this calculator
Both follow Articles 84 and 85, so the same wage, dates and reason should give the same figure. The difference is access: Qiwa needs your login, and this page does not.
Qiwa is the Ministry platform, and the Qiwa end of service benefits shown in your account come from its own tool, which may use contract and salary details already on your record. Use it for the figure tied to your record. Use this page to test other cases, such as resigning in year three or year six, or to double check a number your employer gives you. Nothing you type here is stored. Our Qiwa guide explains the Qiwa tool step by step.
Why trust this tool
Built for accuracy, not guesswork
End of service is a your money topic, so every figure here is tied to the law and shown in full.
Reviewed by a specialist
Formulas and legal references are checked by a GCC labour and HR specialist.
Tied to official law
Every rule links to the Ministry, Qiwa or GOSI so you can verify the source yourself.
Full breakdown
You see how the figure is built, not just a single number, so you can check it.
Kept up to date
We revisit the rules when the law changes, so the calculation stays current.
Private by design
Your salary and dates stay in your browser. Nothing you enter is sent or stored.
Free and instant
No sign up and no fees. Get your result the moment you enter your details.
Worked example
A real example for Saudi Arabia
How the numbers come together for a typical seven year service, ended by the employer.
An employee on a SAR 9,000 monthly wage who worked from January 2018 to December 2024, about seven years, receives the following under Saudi Labor Law, Articles 84 and 85.
| Part of the calculation | Amount |
|---|---|
| First 5 years at half month wage per year | SAR 22,500 |
| Years beyond 5 at one month wage per year | SAR 18,006 |
| Estimated total | SAR 40,506 |
Enter your own wage and dates in the calculator above for a figure based on your service.
Frequently asked questions
How is end of service calculated in Saudi Arabia?
For each of the first five years you earn half a month of your last wage. For every year after five years you earn a full month of wage. The calculator adds both parts, then applies the resignation rules in Article 85 if you resigned.
What wage is used for the Saudi end of service benefit?
The law uses your last actual wage. This means basic salary plus regular allowances such as housing and transport, not the basic salary alone.
What happens to my gratuity if I resign?
If you resign before two years you receive nothing. Between two and five years you receive one third of the award, between five and ten years you receive two thirds, and after ten years you receive the full award.
Is the Qiwa end of service calculator the same as this one?
Qiwa is the official Saudi labour platform. This tool applies the same Labor Law articles that Qiwa relies on, so the result should match a correct Qiwa or employer calculation when you use the same wage and dates.
Is there a maximum end of service award in Saudi Arabia?
No. The Saudi Labor Law does not set a maximum on the end of service award, unlike some other Gulf states.
Do allowances count toward the Saudi end of service benefit?
Yes. Regular, continuous allowances that form part of your wage are included. One off bonuses and irregular payments are not.
When is the end of service benefit paid in Saudi Arabia?
The award is part of your final settlement, paid when your contract ends. Employers are expected to settle promptly after your last working day. If payment is delayed or withheld, you can raise the matter with the Ministry of Human Resources and Social Development or through the Qiwa platform.
Is the end of service benefit taxed in Saudi Arabia?
Saudi Arabia does not levy personal income tax on wages, so the end of service award is paid without an income tax deduction. GOSI contributions relate to social insurance during employment, not a tax on the award itself.
What else is in my final settlement besides the end of service benefit?
Your final settlement usually also covers pay for unused annual leave, any unpaid wages up to your last working day, and notice pay where the notice period was not served in full. This calculator works out the end of service part, and our leave salary calculator helps with the leave part.
All six Gulf states
End of service calculators for every GCC country
Labour law is different in each Gulf state. Pick your country, or compare all six side by side.